After years of servicing referrals throughout the Western United States, my wife and I have recently taken up residence between Houston and Beaumont, along with our dog “Rosie”. Now, I do enjoy outdoor activities but, having raised seven children, my heart is for youth athletics. That love for competition, strategy and family energizes me every day to serve, to provide hope, to create viable solutions to financial problems that previously had no answers, to develop ultimate real-world retirement plans.

My Unique Approach

Every family needs a present financial position and a future financial position built for them. I advise my clients on how to preserve and protect their hard-earned money and eliminate capital loss risks via market, tax, and inflation risks.

In less than 15 minutes I can help you answer the 4 most important financial questions:

1) Do you know what rate of return you need to earn on the money you have today to be able to live in the future like you live today, adjusted for inflation, without running out of money before your life expectancy?

2) Do you know how much you need to be saving on a monthly or annual basis to make sure you will have enough in the future for you to live like you live today adjusted for inflation?

3) Do you know how long you will have to work doing what you are doing now before you will be able to live on what you have accumulated and your money last to your life expectancy?

4) Do you know how much you will have to reduce your standard of living during retirement the future to keep your money from running out before your life expectancy?

I am also uniquely trained at helping my clients eliminate wealth leaks in 5 major areas. The average American family saves only 4 cents of every dollar earned and spends the other 96. Most financial advisors focus on providing investment strategies for only those 4 cents. I take a very different approach where I analyze the entire dollar and specialize in finding areas of your spending that are creating wealth transfers.

The five major areas wealth transfers occur are:

1. How you pay for your house

2. Funding your Qualified Plan

3. Taxes

4. Education expenses

5. Major capital purchases

My job is to help you avoid transferring your hard-earned money away unknowingly and unnecessarily to the IRS, your lender, or your money manager. I focus on a short and long-term lifetime cashflow strategy over a near-term transaction.

I can help you find the right lifetime cashflow strategy, proactively manage your process, and advise you on wealth creation strategies. Our success as a company is measured by how successful our clients become.